The Panel
One structural view
across the panel.
55 lenders, drawn from across the Australian credit market — selected to fit the structure of your file, not the brand on the door. The directory below records the history behind each name on our accredited panel.
Accredited Lender Directory
A — Z / 55
360 Asset Finance
360mms.com.auSister brand to 360 MMS within the same Melbourne-based group, providing asset and equipment finance for brokers seeking an additional specialist string beyond residential lending.
360 MMS
360mms.com.auMelbourne-based non-bank lender 360 Mortgage Management Services was established in 2020 amid the COVID-19 pandemic by a founding team drawing on more than five decades of combined banking experience.
Ali Group
aligroup.com.auEstablished in 2003, ALI Group is a market leader in mortgage protection insurance for Australian home and property buyers, backed by global insurer Zurich Australia. It is included on the panel for borrower protection, not as a home loan lender.
AMP
amp.com.auAMP's heritage traces to the Australian Mutual Provident Society, founded in 1849 as one of Australia's earliest financial institutions. AMP Bank was established in 1998 to deliver banking services alongside the group's long-standing wealth and insurance business.
ANZ
anz.com.auANZ's origins date to the Bank of Australasia, founded in London in 1835. The modern bank was formed in 1951 and merged with the English, Scottish & Australian Bank in 1970 to become ANZ Banking Group, today one of Australia's Big Four banks.
Aquamore
aquamore.com.auAquamore was established in 2016 as a non-bank specialist in bridging and private credit for Australian businesses, working exclusively through the broker channel to fund commercial loans secured by real estate.
Auswide Bank
auswidebank.com.auAuswide Bank began in 1966 as the Burnett Permanent Building Society in Bundaberg, Queensland, growing through mergers as Wide Bay Capricorn Building Society, listing on the ASX in 1994, rebranding to Wide Bay Australia in 2003 and to Auswide Bank in 2015. It merged into the MyState Group in 2025.
Axis Lending
axislending.com.auAxis Lending is a Sydney-based Australian finance company providing tailored mortgage solutions for residential, investment, construction and SMSF borrowers.
Bank Australia
bankaust.com.auBank Australia was formed in 2015 from the merger of bankmecu and Members and Education Credit Union. Its roots run back to the CSIRO Co-operative Credit Society established in 1957, and it became Australia's first customer-owned bank.
Bank of China
bankofchina.com/au/enBank of China (Australia) is a subsidiary of Bank of China, founded in 1912 and one of China's largest banks. The group holds an Australian banking licence and has operated a wholesale and retail presence locally since receiving APRA authorisation.
BankVic
bankvic.com.auBankVic was founded on 28 August 1974 by a group of around fifty Victorian police officers gathered at Russell Street police station who voted to establish a credit society. It remains Australia's only bank dedicated to police, emergency and health workers and is 100% member-owned.
Bankwest
bankwest.com.auBankwest began in 1895 as the Agricultural Bank of Western Australia, evolved into the Rural & Industries Bank, and adopted the Bankwest name in 1991. It was acquired by the Commonwealth Bank in 2008.
Bendigo
bendigobank.com.auBendigo and Adelaide Bank traces its roots to the Bendigo Mutual Permanent Land and Building Society, founded in 1858 during the Victorian gold rush. The mutual grew into a national bank, merging with Adelaide Bank in 2007.
Better Mortgage Management
bettermortgagemanagement.com.auEstablished in 1999, Better Mortgage Management (BMM) is one of Australia's longest-running mortgage managers and was named Non-Bank of the Year for 2013 by mortgage brokers in MPA Magazine.
Beyond Bank
beyondbank.com.auBeyond Bank was formed in 2013 through the merger of Community CPS (SA, WA and ACT), Companion Credit Union (NSW) and United Credit UnionWA. It is one of Australia's largest customer-owned mutual banks.
Bluebay
bluebayhomeloans.com.auBluebay Home Loans was established in 2008 as an Australian-owned independent non-bank home loan provider, founded within the ABN Group to offer a genuine alternative to the major banks.
Bluestone
bluestone.com.auBluestone was established in 2000 as a specialist residential mortgage lender, settling its first loan in December that year. Its Australasian operations were acquired by Cerberus Capital Management in 2021.
Bridgit
bridgit.com.auBridgit was founded in 2021 by mortgage broker Aaron Bassin and finance expert Nick Jacobs, built as a fintech-era specialist in short-term bridging and equity release lending for Australian homeowners.
Brighten
brighten.com.auBrighten Home Loans was founded in 2017 and is backed by Real Asset Management Capital together with Goldman Sachs and Credit Suisse providing LMI support, establishing itself as a non-bank specialist in alternative-document lending.
The Commonwealth Bank of Australia was established in 1911 as a government-owned institution, opened its first branch in 1912, and was privatised and listed on the ASX in 1996. It is one of Australia's Big Four banks.
Deposit Power
depositpower.com.auDeposit Power has been issuing real estate deposit bonds in Australia for more than 30 years. It is included on the panel for the deposit-bond instrument (not as a home loan lender), working alongside brokers, agents and solicitors.
First Federal
firstfederal.com.auFirst Federal is a non-bank Australian lender founded with a single mission — to deliver what it brands as Australia's Easiest Home Loan, designed to make the borrowing process straightforward for residential and business borrowers.
Firstmac
firstmac.com.auFirstmac was founded in 1979 from a small family business and has grown into one of Australia's largest non-bank home lenders, headquartered in Brisbane, recently becoming the first non-bank to be granted an Australian banking licence.
Gateway
gatewaybank.com.auGateway Bank was founded in 1955 when seventeen employees of the Commonwealth Bank and the Reserve Bank met in a Sydney basement, becoming one of Australia's oldest customer-owned banks.
Granite
granitehomeloans.com.auGranite Home Loans is a non-bank lender owned by ColCap Financial Group, a privately held Australian group founded in 2006, and sits alongside Origin Mortgage Management Services — Australia's oldest non-bank, established in 1988.
Great Southern Bank
greatsouthernbank.com.auGreat Southern Bank's roots stretch back to 1946 as a Queensland credit union. Through mergers of more than 171 credit unions it became Credit Union Australia, then rebranded as Great Southern Bank in June 2021, now Australia's largest customer-owned bank.
Heartland Bank
heartlandbank.com.auHeartland's heritage runs back to the Ashburton Permanent Building & Investment Society, founded in New Zealand in 1875. Heartland Group formed in 2011, and Heartland Bank Australia arrived in 2024 via the acquisition of Challenger Bank — the first New Zealand bank to acquire an Australian bank.
Household Capital
householdcapital.com.auHousehold Capital was established in 2016 as an independent retirement funding provider, founded by Joshua Funder to help older Australians live well at home through home equity access solutions.
ING
ing.com.auING launched in Australia in 1999 as ING DIRECT, the country's first direct bank, rebranding to ING in 2018. It is a wholly owned subsidiary of ING Group, the Dutch financial services group founded in 1991.
La Trobe Financial
latrobefinancial.com.auLa Trobe Financial was established in 1952 and is one of Australia's oldest and most experienced non-bank mortgage managers and asset managers, headquartered in Melbourne. The firm manages billions in mortgage assets across residential, commercial and SMSF lending, and is backed by global investment firm Blackstone, which acquired a majority stake in 2016.
Latitude Financial
latitudefinancial.com.auLatitude Financial Services was formed in 2015 following the acquisition of GE Capital's Australian and New Zealand consumer finance business by a consortium of KKR, Varde Partners and Deutsche Bank. It listed on the ASX in 2021 as a leading non-bank consumer finance provider across personal loans, credit cards and retail finance.
Liberty
liberty.com.auLiberty Financial Group was established in Melbourne in 1997 as an independent non-bank lender, listed on the ASX in 2020, and has grown across home, car, business and commercial lending as a free-thinking alternative to the major banks.
ME Bank
mebank.com.auME Bank's lineage traces to the industry-super-fund-owned Members Equity, formed in 1994 and granted a banking licence in 2001. It was acquired by Bank of Queensland (BOQ) in 2021.
MEZY
mezy.com.auTrading as Mortgage Ezy, the lender was established in 1994 in Bundall on Queensland's Gold Coast — one of the longer-serving non-bank lenders building a genuine alternative to the Big Four.
Moneyplace
moneyplace.com.auMoneyPlace launched in 2015 as an Australian marketplace lender, later acquired by Liberty in 2019 as part of Liberty's expansion into personal lending.
Move Bank
movebank.com.auMOVE Bank's origins trace to the Railways Credit Union, founded in 1968 to serve Queensland rail workers. It expanded membership across the transport and energy sectors and rebranded to MOVE Bank in 2021 as a customer-owned bank built around mobility and member value.
My State
mystate.com.auMyState was formed in 2009 through the merger of Tasmanian Perpetual Trustees and MyState Financial, with credit union origins going back more than 65 years. It acquired the Rock Building Society in 2011 and merged with Auswide Bank in 2025.
NAB
nab.com.auNational Australia Bank traces its origins to the National Bank of Australasia, founded in 1858. Today's NAB was created in the 1981 merger with the Commercial Banking Company of Sydney, becoming one of Australia's Big Four banks.
ORDE
orde.com.auORDE Financial is an Australian non-bank lender built on deep credit expertise and a broker-first distribution model, offering residential, alt-doc and commercial lending across the broker market.
Paramount
paramountmortgages.com.auParamount Mortgage Services was founded in October 2001 by managing director Sean White and has grown into one of Australia's most trusted boutique private lending specialists, headquartered in Sydney.
People First Bank
peoplefirstbank.com.auPeople First Bank was formed in 2023 through the merger of People's Choice Credit Union and Heritage Bank, creating Australia's largest customer-owned bank. Its roots combine Heritage's 1875 Toowoomba building society origins with People's Choice's 1949 credit union beginnings.
Pepper Money
peppermoney.com.auPepper Money was founded in 2000 and headquartered in North Sydney as a specialist residential mortgage lender. It expanded into New Zealand in 2019 and marked 25 years of lending in 2025.
Plenti
plenti.com.auPlenti was founded in 2014 as RateSetter Australia, bringing the world's first peer-to-peer lending platform to the local market. It rebranded to Plenti in 2020 and listed on the ASX the same year, establishing itself as a technology-driven non-bank lender across personal, auto and renewable energy lending.
Prime Capital
primecapital.comPrime Capital was founded in 1997 as a specialist commercial non-bank lender. Over nearly 30 years it has lent more than $3 billion to Australian small and medium-sized businesses.
Resimac
resimac.com.auResimac was established in 1985 as Resi Mortgage Corporation, one of Australia's earliest non-bank lending specialists, and is now an ASX-listed group with operations across Australia and New Zealand.
Riyadh
riyadhfs.com.auRiyadh Financial Services is an Australian non-bank financial services provider that commenced operations in 2019.
St George
stgeorge.com.auSt George was founded in 1937 as the St George Co-operative Building Society in Sydney's southern suburbs. It merged with Advance Bank in 1997 and was acquired by Westpac in 2008, continuing to operate as a separate customer-facing brand.
Thinktank
thinktank.auThinktank was founded in 2006 by a group of financial services professionals as an independent non-bank property lender, expanding into SMSF lending in 2013 and residential mortgages in 2018, with a dedicated asset management arm launched in 2017.
ubank
ubank.com.auubank is the digital bank launched by NAB in 2008 and expanded in 2021 through the acquisition of competitor 86 400, consolidating Australia's fully digital retail banking sector under one brand.
Valiant
valiantfinance.com.auFounded in 2015, Valiant is Australia's largest and most trusted commercial finance brokerage. Over the past decade it has helped more than 35,000 businesses secure the right finance, funding in excess of $3 billion through a panel of 90+ lenders and a dedicated team of specialist brokers.
Victorian Mortgage Group (VMG) has been providing home loan financing since 1946 — close to 80 years — making it one of Australia's oldest privately-owned non-bank residential mortgage lenders.
Westpac
westpac.com.auWestpac traces its beginnings to the Bank of New South Wales, founded in 1817 as Australia's first and oldest bank. The Westpac name was adopted in 1982 following the merger with the Commercial Bank of Australia, producing one of the country's Big Four banks.
Wisr
wisr.com.auWisr was founded in March 2018 via the rebrand of DirectMoney Finance and is an ASX-listed Australian fintech consumer lender, recognised as Australia's first neo-lender and the first of its type to be publicly listed.
WLTH
wlth.comWLTH is an Australian non-bank lender offering residential and investment home loans through a digital-first, broker-focused approach, built to deliver a streamlined borrowing experience.
YourHAS
yourhas.com.auYourHAS (Home Affordability Solutions) is an Australian non-bank lending specialist focused on helping buyers access home ownership through low-deposit pathways and family-assisted lending structures.
History content sourced from each lender's own public records and reputable Australian financial press. Lender availability and product access are subject to accreditation and may change. Nothing on this page is an offer of credit.